Practical Training Course in Banking Operations
1Summary
A bank's entire business model rests on a balancing act: it pays interest to depositors while earning more from lending to borrowers, and the margin between the two—minus expenses and taxes—is where its profit comes from. Understanding that balance is the starting point for understanding how banks actually operate day to day.
This training course, delivered by the Arab British Fellowship Training Academy across its centers worldwide, unpacks the practical mechanics behind that balance: how deposits, current accounts and withdrawals are recorded, how investments in suitable projects are selected, and how the resulting revenue is tracked against costs.
2Objectives and target group
What You'll Master by the End of the Course:
- Registering new accounts, and handling withdrawals, deposits and check disbursement, along with their organisation and safekeeping.
- Accounting treatment of accounts and financial operations, including correcting accounting and calculation errors.
- Preparing budgets, financial statements and analysing financial lists.
- Settling and balancing accounts, managing credit systems, and regulating liquidity movement.
Who Should Attend:
- Employees of private, public and central banks, and staff of various financial institutions.
- Supervisors and controllers overseeing bank operations, plus workers in stock exchange and financial trading.
- Managers and heads of departments in banking institutions, money transfer companies and investment institutions.
- Businessmen looking to invest in banks, and supervisors or employees in companies' financial departments.
3Course Content
Module 1: How Banks Balance Deposits and Lending
- Weighing interest paid to depositors against interest earned from loans to debtor customers.
- Selecting projects that deliver the largest profit at the lowest risk.
Module 2: Recording and Processing Banking Operations
- Accounting methods used to treat and record banking transactions using modern financial software.
- Calculating, grouping and classifying expenses.
Module 3: How the Course Is Delivered
- Delivered by specialised, expert training staff.
- Latest technologies and programs used to simplify the information.