The Arab British Fellowship Training Academy offers this training program in Bank Asset Management, aiming to equip participants with a solid understanding of modern principles in managing banking institution assets and achieving optimal utilization of available financial resources within an effective regulatory and investment framework.

The program covers advanced techniques in managing bank portfolios, risk analysis, and performance evaluation, contributing to the balance between profitability, liquidity, and financial stability.

Asset management is one of the core functions of modern banks, serving as the backbone of investment strategy and risk management. Through this program, participants will gain the analytical tools necessary to assess the quality of banking assets, understand financial market dynamics, and apply asset management methodologies aligned with global economic shifts, banking regulations, and international standards.

Who Should Attend?

• Professionals working in investment and asset management departments in banks.

• Treasury and financial planning staff within banking institutions.

• Financial managers and analysts in the banking sector.

• Risk officers and financial reporting personnel in banks.

Knowledge and Benefits:

After completing the program, participants will be able to master the following:

• Clarify key concepts related to bank asset management.

• Enhance their ability to analyze and evaluate financial asset portfolios.

• Develop effective policies for asset and liability management.

• Understand the relationship between asset management and the bank’s financial stability.

• Identify banking tools used for hedging and risk management.

• Introduction to Bank Assets

  • Definition and types of assets in the banking context

  • Differences between current and non-current assets

  • The importance of asset management in achieving bank objectives

• Components of the Bank Portfolio

  • Loans, bonds, and financial investments

  • Cash liquidity and other assets

  • Classification of assets based on risk and return

• Asset Management Policies

  • The principle of balancing risk and return

  • Asset management under capital adequacy standards

  • The role of investment committees in banks

• Bank Investment Instruments

  • Money market instruments and treasury bills

  • Government and corporate bonds

  • Financial derivatives used for hedging

• Asset Evaluation Indicators

  • Non-performing loan (NPL) ratios

  • Provision coverage for bad debts

  • Return on assets (ROA) ratios

• Management of Non-Performing Assets

  • Common causes of asset default

  • Strategies for rescheduling or recovery

  • Selling or writing off assets from the balance sheet

• Asset and Liability Management (ALM)

  • Matching principle of asset and liability maturities

  • Impact of interest rates on asset mix

  • Managing the liquidity gap and related risks

• Gap Analysis Models

  • Short-term liquidity gaps

  • Interest rate sensitivity gaps

  • Using scenario analysis to simulate risks

• Digital Transformation in Asset Management

  • Using electronic asset management systems

  • Big data analysis in investment evaluation

  • Cybersecurity challenges related to digital assets

• Compliance and Governance in Asset Management

  • International standards (IFRS, Basel III)

  • Financial transparency and disclosure requirements

  • The role of internal auditing in asset control